Insurance Canopy, a national provider of small business and vendor insurance solutions, announced on September 10, 2026, the addition of two new specialty insurance programs: one for florists and one for plumbing contractors. The expansion brings the total number of industries served by the company’s online platform to a broader range, allowing more small business owners to purchase coverage, receive same-day protection, and obtain an instant certificate of insurance without lengthy application processes.
The new programs are designed to address the specific needs of florists and plumbing professionals, who often must provide proof of insurance to venues, clients, or general contractors before beginning work. By offering coverage online with immediate certificates, Insurance Canopy aims to remove common delays that can prevent small businesses from securing jobs or fulfilling contractual obligations. The company developed these programs through its relationship with Coterie Insurance, expanding its coverage options while maintaining the streamlined digital experience customers expect.
“Every small business deserves an insurance experience that is fast, straightforward, and built around the way they work,” said Daryle Stafford, CEO of Veracity Insurance, parent company of Insurance Canopy. “Whether they're fulfilling customer orders, providing services on-site, or managing projects in the field, today's business owners need insurance that can keep up with the demands of their daily operations. By bringing these programs onto our platform, we're making it easy to purchase coverage online, access policy documents and certificates of insurance from anywhere, and get the proof of coverage they need within minutes so they can stay focused on growing their business.”
The launch reflects a broader trend in the insurance industry toward digital, on-demand solutions tailored to specific trades. For florists, who may need liability coverage for events, deliveries, or retail operations, and plumbers, who face risks related to on-site work and property damage, access to specialized policies is critical. Traditional insurance processes can take days or weeks, leaving small businesses unable to sign contracts or start projects. Insurance Canopy’s model addresses this gap by providing instant quotes, online purchase, and immediate proof of coverage.
“Expanding into florist and plumbing coverage is part of a broader effort to make specialty business insurance easier to access,” said Chris Van Leeuwen, Vice President of Professional Development at Insurance Canopy. “We're continuing to add programs that serve the unique needs of different industries without changing the experience customers have come to expect. Business owners should be able to get the coverage they need quickly, so they can stay focused on running their businesses instead of navigating a complicated insurance process.”
The company also indicated that additional business classes are expected to join the platform in the near future, suggesting that more industries will gain access to similar streamlined coverage options. Insurance Canopy, founded in 2016, combines the expertise of a traditional brokerage with the convenience of a digital provider, serving thousands of small businesses nationwide. The new florist insurance and plumbing insurance programs are now available through the company’s website.
