Insurance Canopy, a national provider of small business and vendor insurance solutions, has announced the expansion of its Full Frame Insurance (FFI) program to include drone liability and drone equipment coverage. The new offering is designed for photographers, videographers, and other creative professionals who use drones as part of their paid work, providing liability protection for bodily injury and property damage arising from drone use, as well as coverage for drones and related gear.
The addition eliminates the need for separate standalone coverage, allowing professionals to add equipment and liability protection onto a single business insurance policy. This simplifies how drone risks are managed, addressing a common gap in standard policies that often exclude or limit coverage tied to aircraft. According to Insurance Canopy, drone use has become standard in content creation, from real estate shoots to event coverage and commercial production, yet many professionals operate without clear protection for accidents tied to drone activity.
“Drones have gone from being a specialized tool to an essential part of doing business,” said Chris Van Leeuwen, Vice President of Professional Development. “This expanded coverage reflects how photographers and videographers actually work today and gives them a better way to protect their business and the equipment they rely on.” Coverage is tailored for working professionals rather than hobbyists, accounting for how drones are used in paid projects where risk exposure differs from recreational flying.
The expansion addresses common gaps in standard liability policies, which often exclude aircraft-related risks. FFI’s structure provides protection directly tied to drone operations, helping professionals manage risk as they scale their services. “Most professionals are focused on getting the shot, not worrying about everything that could go wrong with a drone,” Van Leeuwen added. “Whether the drone is damaged in a crash or causes third-party property damage, the costs can add up fast and create real business issues. Including this coverage in the same policy makes it easier for operators to protect their business and stay focused on the job.”
Insurance Canopy and FFI continue to emphasize accessible insurance for small business owners and independent operators. For more information about Full Frame Insurance and drone coverage options, visit https://www.fullframeinsurance.com/ or call directly at 844.670.1078 to speak with a licensed, non-commissioned agent.
