LM PAY S.A., a Polish FinTech company specializing in embedded finance solutions, announced its preliminary results for the third quarter of 2025, revealing a 50% increase in cumulative revenue for the first nine months of the fiscal year. The revenue reached PLN 23.8 million (EUR 5.6 million), up from PLN 15.8 million (EUR 3.7 million) in the same period of 2024. This growth was primarily driven by new partnerships and increasing demand for services in the healthcare, beauty, and insurance sectors.
Despite the strong revenue performance, the company's cumulative EBIT declined by 12.8% to PLN 6.5 million (EUR 0.5 million). LM PAY attributed this decrease to a one-off event in the previous year—the sale of a portfolio of receivables—which affected year-over-year comparability. The EBIT margin, however, remained healthy due to operational efficiencies.
Customer acquisition continued its positive trajectory, with the number of clients served increasing by 12% to 33,000 in the first nine months of 2025. This growth was largely driven by efficient onboarding processes in clinics and salons, which expanded the customer base. Additionally, customer loyalty strengthened, as reflected in the rising share of recurring users. In the third quarter of 2025, recurring customers accounted for 33% of the total, up from 30% in the same quarter of 2024, indicating high customer satisfaction and stable demand.
LM PAY's platform is integrated into the workflows of over 13,000 clinics, beauty salons, and insurance brokers across Poland, offering instant and binding credit decisions at the point of service. The company enables patients and customers to access essential services and consumer financing conveniently, while ensuring immediate payments to providers. With more than ten years of market experience and a listing on the Dusseldorf Stock Exchange (ISIN: PLLMPAY00016), LM PAY is well-positioned for continued growth.
For more details, view the original release on newmediawire.com.
