Sell My Structured Settlement for Cash (SMSSC), a new education and quote platform for individuals considering selling structured settlement, annuity, or lottery payments, announced its nationwide launch today. The platform aims to demystify the complex, court-supervised process of selling future payments, which is governed by state-specific Structured Settlement Protection Acts.
SMSSC offers over 60 plain-English guides covering court approval processes, discount rates, taxes, and alternatives to selling, along with dedicated pages for all 50 states and the District of Columbia. The content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/. Three free calculators help payment holders understand offers before signing, including a decoder that reveals the discount rate implied by any existing offer.
In conjunction with the launch, SMSSC released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson. This transparency is crucial for consumers who often navigate these transactions without clear information.
SMSSC’s A+ (BBB-rated) funding partner, Genex Capital, has served more than 50,000 clients since 2003, completed over $1.2 billion in transactions, and maintains a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty: a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process is consistent across states: a written quote disclosing the discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner’s legal team, and funding approximately three business days after court approval. This clarity helps sellers understand what to expect, reducing anxiety and potential pitfalls.
The importance of this launch lies in its potential to empower consumers with knowledge and free access to data, leveling the playing field in an industry often criticized for opacity. By providing tools like the discount rate decoder and state-specific guides, SMSSC helps sellers make informed decisions, potentially avoiding unfavorable terms. The free data library also serves as a valuable resource for advocacy and research, promoting greater accountability in the structured settlement purchasing industry.
